Coastal Precision,
Capital Solutions.

Empowering Florida's businesses with structured financing and Art Deco numerical clarity.

Art Deco Architecture
1

The Art Deco
of Lending.

We blend mathematical precision with tropical energy to design bespoke financial solutions for your growth. Like the architecture that defines Miami, our approach is structured, ambitious, and enduring.

As a direct lender based in Florida, 1133 Capital eliminates the middlemen. You work directly with decision-makers who understand your business and your market.

1

Financing with Precision.

Our process follows a rigorous 4-step rhythm, ensuring clarity at every stage, from consultation to funding. We bring the same clarity as the sun on Biscayne Bay.

01

Consultation

We listen first. Understanding your business model, revenue patterns, and growth trajectory before recommending any solution.

02

Structuring

Our team designs a funding structure tailored to your cash flow, ensuring repayment aligns with your revenue cycles.

03

Underwriting

Direct lender advantage — decisions are made in-house with speed and transparency. No waiting on third-party approvals.

04

Funding

Capital deployed efficiently. Our structured approach means funding typically arrives within days, not weeks.

1

Our Services

View All Services

Commercial Real Estate

Purchase, refinance, or develop properties with tailored financing options. 10- to 25-year terms available.

3

Business Term Loans

Inject capital for expansion, equipment, or working capital with predictable repayment. Rates as low as 5.9%.

3

SBA Loan Programs

Government-backed solutions for acquisitions and long-term stability. Up to $5 million in funding.

3

"1133 Capital's precision helped us secure funding quickly. They understood our vision like no other."

Maria S.Miami Hotel Owner

"Their structured approach made the process seamless. We expanded our fleet ahead of schedule."

David K.Logistics CEO

"A refreshing and professional partner. They are truly invested in our long-term success."

Elena R.Tech Startup Founder
$1.5M
Avg. Funded in 30 Days
98%
Client Satisfaction
$50M+
Capital Deployed

Ready to Build
Your Future?

Connect with our team to explore structured financing solutions designed for Florida businesses.

Get Started Today