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Terms & Conditions

Last updated: April 2025

Agreement to Terms

By accessing or using the website of 1133 Capital ("we," "our," or "us") at 1133capital.com, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website.

Use of Our Website

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the website by any third party. You may not use our website to transmit any harmful, threatening, abusive, or otherwise objectionable material.

Services Description

1133 Capital is a direct lender providing financial products and services to businesses, including but not limited to commercial real estate financing, business term loans, SBA loan programs, equipment financing, revenue-based financing, and working capital loans. All services are subject to approval and applicable terms and conditions specific to each financial product.

No Guarantee of Funding

Submission of an inquiry or application through our website does not guarantee approval or funding. All lending decisions are subject to our underwriting criteria, due diligence processes, and applicable regulations. Terms, rates, and availability may vary based on individual circumstances.

SMS Terms & Conditions

If you opt in to receive SMS/MMS messages from 1133 Capital through our contact form or other opt-in mechanisms, the following terms apply:

  • By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from 1133 Capital, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply depending on your mobile carrier and plan.
  • You may opt out at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message and will no longer receive SMS/MMS messages from 1133 Capital.
  • For assistance, reply HELP to any message or contact us at maria@1133capital.com.
  • Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages as a condition of obtaining any services or products from 1133 Capital.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of 1133 Capital or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by applicable law, 1133 Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services, regardless of the cause of action or the theory of liability.

Indemnification

You agree to indemnify, defend, and hold harmless 1133 Capital, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses arising from your use of our website or violation of these Terms & Conditions.

Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in the State of Florida.

Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time. Changes will be effective when posted on this page with an updated "Last updated" date. Your continued use of our website after any changes constitutes acceptance of the revised terms.

Contact Us

If you have questions about these Terms & Conditions, please contact us:

1133 Capital
Email: maria@1133capital.com
Florida

1133 CAPITAL
Florida  |  maria@1133capital.com
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