Funding Solutions,
Precisely Structured.

Every business is unique. Our financing products are designed to match — structured around your revenue, your timeline, and your ambition.

Our Funding Products

From real estate to equipment to working capital — 1133 Capital provides the structured financing Florida businesses need to grow.

Commercial Real Estate

Purchase, refinance, or develop commercial properties with financing structured for long-term value creation. We understand Florida's dynamic real estate landscape and design terms that work with your investment thesis.

  • 10- to 25-year terms available
  • Competitive fixed and variable rates
  • Up to 80% loan-to-value
  • Multi-property portfolio lending
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Business Term Loans

Inject growth capital into your business with predictable monthly payments. Whether you're expanding operations, hiring talent, or investing in infrastructure, our term loans provide the runway you need.

  • Rates as low as 5.9%
  • Flexible 1- to 10-year terms
  • Up to $5M per facility
  • No prepayment penalties (select programs)
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SBA Loan Programs

Access government-backed financing with favorable terms for acquisitions, real estate, and long-term stability. We guide you through the SBA process with precision and speed.

  • SBA 7(a) and 504 programs
  • Up to $5 million in funding
  • Below-market interest rates
  • Long-term repayment up to 25 years
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Equipment Financing

Acquire the equipment your business needs without depleting working capital. From vehicles to machinery to technology, we structure financing against the asset itself.

  • Up to 100% equipment value financed
  • Fixed monthly payments
  • New and used equipment eligible
  • Tax-advantaged structures available
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Revenue-Based Financing

Flexible capital that adjusts with your business performance. Repayment is tied to your monthly revenue, giving you breathing room during slower periods and accelerating payoff when business peaks.

  • Payments flex with your revenue
  • No fixed monthly obligation
  • Quick approval process
  • Ideal for seasonal businesses
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Working Capital Loans

Bridge cash flow gaps, fund inventory, or cover operational expenses with flexible working capital solutions. Designed for businesses that need capital to maintain momentum between revenue cycles.

  • Funds available within days
  • Flexible use of proceeds
  • Revolving and term options
  • Minimal documentation required
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Industries We Serve

Hospitality

Hotels, restaurants, and entertainment venues across Florida's tourism corridor.

Logistics

Transportation, warehousing, and distribution companies powering Florida's supply chain.

Technology

SaaS companies, fintech startups, and digital businesses scaling in South Florida.

Healthcare

Medical practices, clinics, and healthcare service providers expanding their reach.

Find Your
Funding Solution.

Every business has unique capital needs. Let's discuss which structure works best for yours.

Get Started Today
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